KL Foreigner Insurance – for visas and residence cards
Who should consider KL travel insurance for foreign nationals?
If you live abroad and want to protect yourself in case of a sudden illness or accident while staying in Poland, KL Travel Insurance for Foreigners is just for you. This product provides 24/7 protection for you and your family in unforeseen situations. To tailor your coverage even better to your needs, take a look at the additional insurance options that expand the scope of your policy.
What are you insuring?
„KL Travel Insurance for Foreigners” It will provide you with coverage in the event of a sudden illness or accident while you are in Poland. The policy covers documented expenses incurred as a result of a sudden illness or accident, including:
1.Insurance coverage amounts up to 100%:
costs of hospitalization, treatment, and surgery;
transportation costs to the hospital or place of residence;
the costs of transporting a patient from the scene of an accident or sudden illness to a medical facility, as well as the costs of transporting a patient between medical facilities within the Republic of Poland;
the costs of diagnostic tests and outpatient procedures;
the cost of purchasing necessary medications, dressings, and medical aids prescribed by a doctor;
the costs of repairing or purchasing eyeglasses, repairing dentures, and other assistive devices that support the treatment process.
1.Insurance coverage amounts covered under 50%:
the costs of transporting the insured person’s remains to their country of permanent residence, or the costs of a funeral or cremation within the Republic of Poland;
travel, living, and lodging expenses for an accompanying person;
Dental treatment costs, up to 400 PLN for all incidents occurring during the period of coverage provided by Gothaer TU S.A.
An insurance contract may also include the following additional provisions:
Accident Insurance including a benefit for permanent disability resulting from an accident in the amount of 1% of the sum insured for each percent of permanent disability, but not more than 100% of the sum insured, and a benefit in the amount of 100 % of the sum insured in the event of the insured’s death as a result of an accident;
Liability Insurance, covering the civil liability of the insured and the persons for whom the insured is responsible in connection with their private activities.
What sets us apart?
When choosing KL Travel Insurance for Foreigners With Wiener TU S.A., you can be sure you've made the right decision, because in addition to comprehensive insurance coverage, it will provide you with a number of tangible benefits. Benefits of the insurance:
Perfect alignment of the policy with the legal requirement for insurance coverage in the event of illness, hospitalization, and death for foreign nationals applying for a national visa.
an attractive scope of insurance coverage;
the option to extend the scope of insurance coverage for medical expenses and accidental injuries to include incidents arising in connection with the insured person’s performance of high-risk work, events arising in connection with the amateur practice of winter sports or the practice of high-risk and competitive sports.
Insurance Period and Sum Insured
When you decide to purchase a policy, you can take out an insurance contract for one year or a shorter period, depending on your needs.
For medical expense coverage, the sum insured is: 10,000 EUR, 20,000 EUR, 30,000 EUR, or 40,000 EUR.
The sum insured for accidental injury is: 5,000 PLN, 10,000 PLN, 15,000 PLN, or 20,000 PLN. This amount is separate from the coverage amount specified in the insurance contract for medical expenses.
With liability insurance, you can choose between two coverage limits: 50,000 PLN or 100,000 PLN.
